Terms & Conditions

1. About 1322

1322 Legacy Strategies, LLC provides educational content, webinars, and consultations focused on retirement income, estate planning, and the Infinite Banking Concept. We are not a Registered Investment Adviser, CPA firm, or law firm.

2. Acceptance of Terms

By accessing or using the Services, you (“User,” “you”) agree to these Terms. If you disagree, do not use the Services.

3. No Financial/Tax/Legal Advice

All content is for informational purposes only and does not constitute personalized financial, tax, accounting, or legal advice. Consult qualified professionals before acting on any information.

4. User Conduct & Prohibited Uses

You agree not to:

• Violate any law or regulation
• Infringe intellectual-property or privacy rights
• Upload malicious code or engage in hacking, scraping, or spamming
• Use the site to solicit unlawful or harmful activity
• Impersonate others or misrepresent affiliation with 1322

We may suspend or terminate access for violations.

5. Intellectual Property

All site content—including text, graphics, logos, downloads, and software—is owned by 1322 or its licensors and protected by copyright, trademark, and other laws. You may view and print content for personal, non-commercial use only. No other rights are granted.

6. Third-Party Links & Tools

The Services may link to third-party sites or integrate third-party tools. We are not responsible for their content, privacy practices, or performance. Use them at your own risk.

7. Limitation of Liability & Warranty Disclaimer

Services are provided “as is” and “as available” without warranties of any kind, express or implied.

To the fullest extent permitted by law, 1322 and its officers, employees, or agents will not be liable for any indirect, incidental, special, or consequential damages, or loss of profits, arising from your use of the Services—even if advised of the possibility.

8. Indemnification

You agree to indemnify and hold harmless 1322, its affiliates, and personnel from any claims, damages, or expenses arising out of your use of the Services or violation of these Terms.

9. Right to Modify or Terminate

We may update, suspend, or discontinue any part of the Services, or modify these Terms, at any time. Material changes will be noted by updating the “Last updated” date. Continued use after changes constitutes acceptance.

10. Governing Law & Venue

These Terms are governed by the laws of the State of Illinois, USA, without regard to conflict-of-law principles. Exclusive jurisdiction and venue lie in the state or federal courts located in Kane County, Illinois.

11. Contact

For questions about these Terms, email support@1322legacy.com or write to the postal address above.