Intermediate Track • 6 Lessons • ~4 Hours
Deep Dives
Master the mechanics behind IBC. These six lessons take you from understanding to implementation—the technical knowledge you need to make informed decisions.
Coming Soon — Currently in Development
Complete the Foundations track before starting Deep Dives.
Policy Design Mechanics
45 minUnderstand how dividend-paying whole life policies are structured and why design choices matter for your banking system.
Cash Value Accumulation
40 minLearn how cash value grows, what affects it, and how to project your policy's performance over decades.
The Capitalization Phase
35 minWhy the first 5-7 years are critical and how to navigate this phase without making costly mistakes.
Business Applications
50 minPractical ways to use your policy for equipment financing, real estate, inventory, and business expansion.
Policy Loans In-Depth
45 minAdvanced understanding of how policy loans work, including interest, repayment strategies, and tax implications.
Working with Your Agent
30 minHow to evaluate agents, ask the right questions, and ensure your policy is designed for banking—not just death benefit.
After Completing Deep Dives
You'll Understand
- • How to evaluate policy illustrations critically
- • The mechanics of policy loans and repayment
- • How to apply IBC to your specific business needs
- • What questions to ask potential agents
You'll Be Ready To
- • Have detailed policy design conversations
- • Structure your first policy loan
- • Teach others the basics of IBC
- • Move into the Mastery track
Get Notified When Deep Dives Launches
Join our free Academy community to be the first to know when these lessons go live. Plus, get access to weekly live Q&A with Brad.
Join Free AcademyFree to join. No spam. Just valuable IBC education.
While You Wait
Continue your IBC education with these resources.