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01

Beginner Track • 4 Lessons • ~2 Hours

Foundations

Understand the “why” before diving into the “how.” These four lessons establish the core concepts every business owner needs to know.

Your Progress0 of 4 Complete

What is Infinite Banking?

An introduction to the Infinite Banking Concept and why it matters for business owners who think generationally.

The origin of IBCNelson Nash's discoveryWhy business owners are ideal candidatesThe shift from consumer to owner

The Banking Problem

Understanding how traditional financing bleeds your business dry and transfers wealth away from your family.

Interest bleed explainedThe compounding cost of borrowingWhat banks don't tell youThe borrower vs lender dynamic

Whole Life vs Everything Else

Why dividend-paying whole life insurance is the foundation of IBC, and how it differs from other insurance products.

Term vs whole life basicsCash value accumulationDividends and mutual companiesWhy not universal life?

The IBC Concept Explained

Putting it all together: how to use your policy as your family's banking system for business financing.

Policy loans explainedThe capitalization phaseRecapturing interestMulti-generational wealth

After Completing Foundations

You'll Understand

• Why traditional financing works against you
• How whole life insurance can be a banking tool
• The difference between consumer and owner mindset
• Why IBC is ideal for business owners

You'll Be Ready To

• Use our calculators meaningfully
• Dive into the Deep Dives track
• Have informed conversations with advisors
• Evaluate if IBC fits your situation

Ready to Begin?

Start with Lesson 1 to build your understanding from the ground up.