Retirement is often framed as a math problem: “Do I have enough to stop working?”
It’s a fair question—but it’s not the most important one.
At 1322 Legacy Strategies, we believe that retirement isn’t just a financial event. It’s a leadership transition. And to steward it well, you have to ask deeper questions—questions that go beyond spreadsheets and point to purpose.
Here are three that matter most:
1. What Legacy Do I Want to Leave?
This question shifts the focus from consumption to contribution.
What do you want your children—and your grandchildren—to remember about how you lived this season of life? What values do you want to pass on? What stories should they still be telling 30 years from now?
Legacy isn’t just about money. It’s about meaning. And if your retirement plan doesn’t include a vision for generational blessing, it’s incomplete.
This is why we design strategies that support giving, family education, and intentional inheritance—not just accumulation.
2. Who Do I Need to Lead?
Retirement is not a retreat from leadership—it’s a redirection.
You may no longer be leading in a boardroom or business, but your family still needs your wisdom. Your community still needs your experience. And younger generations need your steady example.
Ask yourself:
- Who am I being called to mentor?
- What legacy conversations still need to happen?
- How can I lead without controlling?
Stewardship in this season means continuing to show up—with courage, clarity, and calm.
3. What Do I Want Retirement to Feel Like?
We spend so much time planning for retirement that we forget to plan how we want it to feel.
Do you want freedom to travel? Margin to serve? Time to reconnect with family? Peace of mind around money?
These feelings are shaped not just by your income level, but by the structure and intentionality of your strategy. Stability creates peace. Liquidity creates freedom. And clear planning creates confidence.
When we help clients design their retirement, we begin here—not with numbers, but with vision.
The Numbers Matter. But the Questions Matter More.
Yes, you need to know your income sources and expenses. But even more, you need to know what kind of life you want to live—and who that life will bless.
Because retirement shouldn’t just be about exiting work. It should be about entering legacy.
Control Your Capital. Build Your Legacy.
And let the numbers serve the vision—not the other way around.
