Why Your Inheritance Must Include Education, Values, and Vision — Not Just Capital
We say it often at 1322:
An inheritance without wisdom becomes a weight. But with vision, it becomes a blessing.
One of the most powerful ways to prepare the next generation is to teach them how to think about capital — not just how to spend it.
That’s where the principles of Infinite Banking become more than a financial strategy.
They become a discipleship tool for stewardship.
Because at its core, IBC isn’t about life insurance.
It’s about leadership. Responsibility. Biblical thinking applied to real-world money decisions.
What IBC Really Teaches Your Children
Nelson Nash — the founder of Infinite Banking — taught that the biggest obstacles in finance aren’t interest rates or inflation.
They’re human problems:
- Short-term thinking
- Desire for immediate gratification
- Failure to plan for the unseen
Sound familiar?
These aren’t just economic issues — they’re spiritual ones. And they’ve been around since Eden.
Teaching your children IBC means teaching them how to confront those internal temptations with wisdom, patience, and long-term vision.
It’s not just about what to do with money.
It’s about how to think about money.
IBC Reinforces Biblical Stewardship
When you teach your children the principles of Infinite Banking, you are equipping them with a practical theology of money:
- Ownership belongs to God. (Psalm 24:1)
- Stewardship is our calling. (1 Corinthians 4:2)
- Provision flows from wisdom, not worry. (Proverbs 21:20)
IBC reinforces that you don’t build wealth by chasing the market — you build it through control, discipline, and time.
It teaches that financial freedom comes not from how much you have, but from how faithfully you manage it.
In other words, it disciples your children in how to be entrusted — not entitled.
Practical Ways to Teach IBC to Your Children
You don’t need a classroom or curriculum to pass this on. You just need intention.
Here’s how to begin:
1. Start with Conversations, Not Charts.
Ask your children:
“Why do you think God gives people wealth?”
Let them wrestle with the questions. Let them hear your answers. Let the conversation grow over time.
2. Let Them See the System.
Show them your family’s IBC policy — not just the numbers, but the why.
Explain how the system protects the family, fuels generosity, and enables long-term decisions without financial fear.
3. Use Their Own Life Stage.
If your teen wants to buy a car, walk through how an IBC strategy could fund it over time — not through debt, but through stewardship.
If they earn money, help them set up a system to “pay themselves first” — mirroring the disciplines of capital control and delayed gratification.
4. Connect It Back to Faith.
When you discuss policy growth or borrowing, don’t just celebrate the mechanics — celebrate the meaning.
“This isn’t just a number growing. This is provision God has entrusted to us. Our job is to multiply it for His purposes.”
Education Must Travel With the Inheritance
A capital system without a conviction system will crumble in the next generation.
At 1322, we walk families through Legacy Conversations — designed to ensure your children receive more than assets.
They receive perspective.
They learn that:
- The family’s wealth was not an accident.
- It came through stewardship, not luck.
- It carries a responsibility, not just an opportunity.
We help you build not just a vault — but a voice.
A message your children will remember and repeat long after you’re gone.
Final Thought: The Legacy is Not the Policy — It’s the Person
At the end of the day, your Infinite Banking system is a tool.
But the true legacy is who your children become because of it.
Do they think like stewards?
Do they lead like visionaries?
Do they live like people entrusted with blessing?
“A good man leaves an inheritance to his children’s children.” — Proverbs 13:22
Let that inheritance include:
- Knowledge
- Values
- Strategy
- Faith
And let it start with you.
Control your capital. Build your legacy.
Teach them to do the same.
