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“A good man leaves an inheritance to his children's children.”

Proverbs 13:22

Build Your Family Bank. Fund Your Business. Secure Your Legacy.

Educational Disclaimer: 1322 Legacy Strategies provides educational content about the Infinite Banking Concept (IBC). Brad Raschke is a licensed insurance professional in Texas, Illinois, Wisconsin, and other states. All information is for educational purposes only and does not constitute financial, legal, or tax advice. Individual results vary based on policy design and personal circumstances. Consult qualified professionals before making financial decisions.

Life insurance products are issued by insurance companies. Policy guarantees are subject to the claims-paying ability of the issuing carrier. This content is not sponsored by or affiliated with any insurance company.

© 2026 1322 Legacy Strategies. All Rights Reserved.

FTC vs. Fortnite: Why Parents, Not Bureaucrats, Should Hold the Controller 🎮
Family & Legacy

FTC vs. Fortnite: Why Parents, Not Bureaucrats, Should Hold the Controller 🎮

Brad Raschke
Brad Raschke
6/30/2025
3 min

Meta Title: FTC vs. Fortnite: Parents, Protect Your Family’s Freedom

Meta Description: The FTC slapped Fortnite with half-a-billion dollars in penalties. Here’s what every parent and grandparent must know about government “protection,” personal responsibility, and legacy-minded stewardship.

Slug: ftc-fortnite-parents-in-the-driver-seat

Excerpt: When regulators pretend to parent, real parents get sidelined—and kids learn the wrong lesson about responsibility. Discover why family stewardship beats federal oversight every time.

Word Count: 628


The Battle Behind the Screens

Fortnite’s creator, Epic Games, just got walloped with $520 million in fines and forced refunds—$245 million to alleged “victims” and another $275 million straight to Washington’s coffers. Mises Institute The Federal Trade Commission (FTC) insists it’s shielding children from “dark patterns,” yet the money trail runs to the Treasury, not the teenagers.

But here’s the deeper issue: whenever Uncle Sam grabs the controller, moms, dads, and grandparents are pushed to the spectator seats. That swap of authority—family to federal—costs more than dollars. It erodes the very habit of stewardship we’re called to cultivate.

“A good man leaves an inheritance to his children’s children.” — Proverbs 13:22

Faithful inheritance isn’t just about assets; it’s about agency.


1 · Problem: The Nanny State Levels Up

The FTC claims Epic let kids make accidental purchases, collected benign device data, and exposed young players to voice chat “trauma.” Their cure? Punish a private company and pocket the bulk of the penalty—while public-school laptops still harvest student data daily.

Two cancers spread at once:

  1. Parental Abdication
  2. Power Creep

George Orwell offered the trailer. Dwight Eisenhower warned of the sequel. Today we’re streaming the full series—subscription cost billed to “taxpayers on file.”


2 · Principle: Steward the Household First

At 1322 Legacy Strategies we teach families to “Control your capital. Build your legacy.” Parenting works the same way:

When parents hold the controller—finances AND Fortnite—kids learn ownership, consequence, and creativity. When bureaucrats hold it, they learn helplessness.


3 · Playbook: Practical Steps for Parents & Grandparents

  1. Lock the Wallet, Not the Wonder
  2. Set Play-and-Pay Limits Together
  3. Discuss Digital Neighbors
  4. Model the Scroll Sabbath
  5. Teach “Cost vs. Value” Economics

The Bottom Line

Epic Games may write the code, but you write the culture of your household. The FTC’s half-billion-dollar headline proves one thing: when government “protects,” it often profits. Meanwhile, families risk forgetting how to guard their own gates.

Refuse to outsource the duty God entrusted to you. Equip your children to carry both a shield of wisdom and a controller of their own choosing. That’s how you bless generations—on-screen and off.

Need a framework for legacy-minded finances, too? Our free guide, Family Capital in a Digital Age, awaits. Until then:

Control your capital. Build your legacy.

Brad Raschke

Brad Raschke

Founder & Stewardship Strategist

Founder and Steward of Strategy at 1322 Legacy Strategies, helping families build lasting legacies through strategic planning and faithful stewardship.

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