Stop Bleeding $20K-$50K/Year
to Banks and Wall Street.
Christian entrepreneurs earning $250K+ learn how to become their own banker,
recapture lost interest, and build multi-generational wealth systems.
Education-First Approach
Learn at Your Own Pace
We believe analytical minds should understand the concepts thoroughly before making decisions. That's why we provide comprehensive free education.
The Principled Authority Framework
Three foundational pillars that transform Christian entrepreneurs from bank-dependent to financially sovereign
Stewardship
Your Capital. Your Control.
Most families unknowingly surrender control of their capital to institutions—banks, Wall Street, the IRS. True stewardship means reclaiming ownership and directing your wealth according to your values, not theirs.
- Eliminate dependence on banks for business financing
- Control when, where, and how your capital is deployed
- Build a system that works for you across generations
Sovereignty
Financial Independence by Design.
Sovereignty is freedom—freedom from institutional gatekeepers, freedom from arbitrary lending decisions, freedom to finance your business and life on your terms through the Infinite Banking Concept.
- Access capital without bank approval or credit checks
- Fund equipment, real estate, and expansion debt-free
- Keep interest payments flowing back to YOUR system
System
A Permanent Financial Foundation.
This isn't a strategy. It's a system—a family banking infrastructure that compounds over decades, funds multiple generations, and creates permanent wealth through contractual certainty.
- Whole life policies designed for maximum cash value growth
- Tax-advantaged wealth transfer to children and grandchildren
- Predictable, guaranteed foundation for family legacy
The Cost of Not Knowing
Most Christian entrepreneurs unknowingly build on shifting sands. Here's what they don't see.
Shifting Sands
Traditional Finance
- ✗Bleed $20K-$50K+ annually in interest to banks
- ✗Beg for approval to access your own capital
- ✗Surrender control to Wall Street volatility
- ✗Pay taxes twice (growth + distribution)
- ✗Hope the market cooperates when you need it
- ✗Die with assets, not systems
Wealth dissipates by the 3rd generation
Enduring Framework
Infinite Banking
- ✓Recapture $20K-$50K+ in annual interest payments
- ✓Access capital instantly through policy loans
- ✓Control deployment—no bank gatekeepers
- ✓Tax-advantaged growth + tax-free distributions
- ✓Contractual guarantees, not market speculation
- ✓Build a family bank that lasts generations
Multi-generational wealth system
Real Entrepreneurs. Real Results.
Christian business owners who stopped bleeding interest and built family banking systems
Mike's Plumbing Company
Tennessee · $1.8M Revenue
The Problem
Bleeding $35K/year in interest on trucks & equipment
The Solution
Built IBC policy with $2,500/month premiums
The Result
3 years later: $90K cash value, $0 to banks, funded daughter's college debt-free
HVAC Fleet Operation
Arizona · $3.2M Revenue
The Problem
Commercial loans draining $12K+ annually for 8 service vans
The Solution
Financed entire fleet through IBC policy loans
The Result
Saved $12K+ annually, kept capital in family system, now funding real estate
Coffee Roasting Company
Colorado · $850K Revenue
The Problem
Needed $120K for roasting equipment—SBA wanted 9.5% interest
The Solution
Used policy loan at 6% instead
The Result
Paid herself back over 4 years—interest stayed in HER policy
Case studies represent actual client results. Names changed for privacy. Individual results vary based on policy design, premium amount, time horizon, and personal circumstances.
What Our Families Say
Real results from families who chose stewardship over speculation
"
Working with 1322 Legacy Strategies transformed how we think about our family's financial future. They didn't just sell us a policy—they educated us on becoming our own bank. Now we have control, liquidity, and a clear path to generational wealth.
Sarah & Michael Thompson
Dallas, TX
Individual results vary based on policy design, premium amount, and personal circumstances. These testimonials reflect personal experiences and do not guarantee similar results.
New clients from referrals
In family bank systems created
Years of infinite-banking expertise
Why Entrepreneurs Choose 1322
Authorized Infinite Banking Practitioner
Through FREE 1322 IBC Academy
Complementary discovery calls
Proverbs 13:22 legacy planning
"A good man leaves an inheritance to his children's children."
— Proverbs 13:22
Why I Built
1322 Legacy Strategies
My grandfather quietly funded nine grandchildren's college educations through strategically designed life-insurance policies. The lesson was simple: contractual certainty beats institutional dependence.
Today, I watch Christian entrepreneurs bleed $20K-$50K annually in interest to banks—financing trucks, equipment, real estate on someone else's terms. Meanwhile, Wall Street promises "growth" while charging fees and exposing families to volatility.
There's a better way. The Infinite Banking Concept (IBC) allows you to become your own bank—reclaiming control of your capital, funding business growth debt-free, and building a family banking system that lasts generations.
Through 1322 IBC Academy (our FREE Skool community), I provide generous IBC education to help entrepreneurs understand Infinite Banking before making policy decisions. No gatekeeping. No pressure. Just education.
Brad Raschke
Founder & IBC Strategist
Authorized Infinite Banking Practitioner
Start with FREE Education.
No Sales Pitch.
Whether you prefer self-paced learning or community discussion,
we've built comprehensive resources to help you master IBC at your own pace.
No pressure. No obligation. Education first, always.
Ready to discuss your specific situation?
Book a Free Strategy Call